I need a loan, but I can't even get a Credit Card. With that info, is it possible to be accepted for a loan

you probably can get a loan but the intrest rates will be very high considering the risk the lender is taking. why not sell the wife�s car and just share yours into the two of you. with the money you gain pay off a few things and try savinga bit to replace the car you sold.... going into more debt to get out of debt doesent sound like a good idea to me